Should You Invest In Event Insurance?

December 29, 2020

Planning a wedding, or any big event, comes with making a lot of important decisions - picking the right event space Raleigh NC, booking food and alcohol vendors, decorations, and finalizing the guest list are just a few that come to mind.

Planning a wedding, or any big event, comes with making a lot of important decisions - picking the right event space Raleigh NC, booking food and alcohol vendors, decorations, and finalizing the guest list are just a few that come to mind. Putting on an event of this scale is not only a financial investment but an emotional one as well, and when you think about all the costs involved in a wedding or other big event, swinging an extra few hundred bucks for some peace of mind should be a no-brainer.Wedding insurance, also called event insurance, can shield people from financial loss that could result from a number of setbacks, such as severe weather, property damage and vendor problems. The Sutherland event space in Raleigh NC is here to explain what is and isn't covered under wedding insurance so that you can decide if it’s worth the investment for your big event.

There are two types of policies that you can opt for: liability insurance and cancellation insurance.

Liability Insurance

Liability insurance covers property damage to the wedding site and bodily injuries to attendees. This is ideal if something happens at the event that is out of your control. Specific coverage varies from policy to policy, so you should always be clear with your representative about what you're paying for. Many policies include the following:

  • Guest injuries
  • Liquor liability
  • Vendor issues
  • Lost or stolen items
  • Damage to the venue

Liability insurance is the most common wedding insurance sold of the two options. If a wedding guest slips and falls on the dance floor and gets injured, liability insurance will cover their medical bills up to the limits specified on your policy. You can also structure your liability coverage to include events within 48 hours of the wedding, like the rehearsal dinner or day-after brunch, as well as deliverables from your vendors, like the cake, flowers, or dress. All of the things you may be writing checks for throughout the planning process can be insured.

Cancellation Insurance

Cancellation and postponement protection covers you in the event your wedding cannot be held on the day it was scheduled as a result of circumstances beyond your control. This type of insurance policy provides reimbursement for the deposits made to vendors — i.e., your events space Raleigh NC, caterer, band, photographer, florist, etc. — if you’re forced to cancel or postpone a wedding because of extreme weather, unexpected illness to the bride, groom, or an immediate family member, military deployment, or for other reasons beyond your control. But what about when it comes to pandemics or epidemics? Be sure to ask the specifics of what the policy you are considering covers. What cancellation insurance doesn’t cover is a change of heart. Unfortunately, there’s no insurance for a runaway bride or runaway groom.

The Sutherland Event Space Raleigh NC

Plan your special day or your next event at The Sutherland event space Raleigh NC. Our friendly, knowledgeable team is ready to help you every step of the way. Contact us today to request a tour and work with our team to coordinate everything you need for a wedding reception, corporate event, or other big event. We look forward to working with you to make your event the best it can be!


Wedding Etiquette Tips
The experts at The Sutherland Raleigh wedding venue know a thing or two about wedding etiquette. Here are six wedding etiquette tips and common mistakes that you might not even know you’re making, as well as how to avoid them when planning your big day.
Continue Reading
The Pros and Cons of Doing a 'First Look'
A first look is the term used when a couple sees each other before their wedding ceremony, rather than waiting to get their first glimpse of each other at the altar.
Continue Reading
Unveiling The Truth Behind Wedding Day Superstitions
There are several traditions and superstitions around a couple’s wedding day that people believe will either bring good or bad luck to their future together.
Continue Reading
Wedding Registry Tips
When you’ve recently gotten engaged, there are a million things to consider and plan before your big day. On top of everything else, you and your partner are given the task to create a wedding registry...
Continue Reading
Safety Tips for 2020 Weddings
Planning a wedding under normal circumstances is tough enough, but with all of the health and safety recommendations concerning COVID-19, planning a wedding in 2020 has become a much more challenging task.
Continue Reading
Tips For Picking Your Bride Tribe
He popped the question, you’ve set a wedding date, and just booked your dream Raleigh wedding venue at The Sutherland. So, what’s next?
Continue Reading
Wedding Party Who’s Who
The role of each wedding party member is important to keep in mind when deciding who you’ll ask, which is why the experts at The Sutherland NC wedding venue have put together this simple guide to explain who’s who in your wedding party, and the roles in which they are responsible for.
Continue Reading
Wedding Budget Breakdown
Don’t feel too overwhelmed, planning a wedding is supposed to be fun, right?! The Sutherland, wedding venue near Raleigh NC, is here to share with you the top factors to consider when establishing a reasonable budget for your upcoming wedding.
Continue Reading
Band Or DJ? Here’s Some Advice To Help You Decide
The party typically really gets going once the music starts, especially when it comes to wedding receptions at The Sutherland wedding venue Raleigh. But should you hire a band or a DJ to provide the tunes after you say “I do”?
Continue Reading
Choosing the Perfect Raleigh Corporate Event Venue
No matter the type or size of your next corporate event, the venue you choose is a major piece of the puzzle that can make it the talk of your office for some time after it’s over.
Continue Reading
Should You Invest In Event Insurance?
Planning a wedding, or any big event, comes with making a lot of important decisions - picking the right event space Raleigh NC, booking food and alcohol vendors, decorations, and finalizing the guest list are just a few that come to mind.
Continue Reading
You're Engaged!
10 Tips to Start Your Wedding Planning
Continue Reading
Advantages Of Using One Venue For All Your Wedding Festivities
When it comes to wedding ceremonies and receptions, convenience is definitely a top priority for most engaged couples and their families when planning their big day.
Continue Reading
Living In The Moment On Your Wedding Day
After years of planning and hosting Raleigh weddings, The Sutherland staff is here to share a few tips and tricks so that you are able to fully live in the moment on your wedding day.
Continue Reading
Advantages Of Hiring A Wedding Planner
Planning a wedding is not an easy task. It is a huge time commitment, and depending how much time you have before your big day, you may find that you are having trouble getting it all done.
Continue Reading